Sentence 1 : HDEW offer a 3 year insurance policy, Ah, that well known company called Panamoz.....who???????
Sentence 2 : You think? Since when do goods from Europe have a UK VAT receipt? Canon UK WILL NOT look at it in the first year under warranty, they know each and every serial number that has been imported legally into the UK and will not undertake warranty repairs on any others. The same applies to Nikon UK.
Sentence 3 : Canon UK would really like to close the likes of HDEW down. I don' t know what you mean by 'Canon stuff'. but I DO know the stance of both Canon UK and Nikon UK.
My comments are based on fact, I work for a company who are a Canon UK PRO dealer and a Nikon UK Premier dealer, so there are no suppositions or guesses here on my part, I just know from my vast experience over many years dating back to 1978.
The price may be sweet in the early stages, but it could well leave a bitter taste in your mouth in the years to follow...or even the days to follow when the postie comes knocking for the VAT!